Get Pre-Approved for Car Loan

September 22nd, 2021 by

Ask Zola

Should I get pre-approved for a car loan?
There are advantages to getting pre-approved. It will help you establish a realistic budget with a monthly payment that you can afford before you visit the dealership. It also allows you to see the total cost of the vehicle with interest so you know exactly what you are getting into.


Are there any disadvantages to getting
No, but there is a lot of time and legwork involved to research and compare interest rates from banks and credit unions before selecting one to submit an application.

Can I get pre-approval from a dealership?
Yes, Kia Country of Charleston offers a convenient pre-approval process.

What do you need for pre-approval?
Know your credit score. This will determine if you get approved and what interest rate you will qualify for from a lender. Know how much of a down payment you can afford either cash or trade-in.

Will this help me with dealership financing?
It may. We work with over 30 lenders to facilitate the pre-approval, loan process, and competitive rate.